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Uninsured and Underinsured Motorists


Being in an accident with an uninsured motorist can be a frightening experience. It may seem as if there is no way to recover compensation for your injuries. However, you may carry uninsured motorist insurance as a part of your automobile insurance, and not even realize it.


Anytime you are in an accident with someone who cannot be identified or someone who does not have their own automobile insurance, you may have an uninsured motorist claim. For example, if you are struck by a hit and run driver, you are probably covered by your own insurance policy. This is true even if you are not in your car! A pedestrian who is struck by an unknown driver still may have an uninsured motorist claim. To see if you have an uninsured motorist claim, speak with an experienced attorney immediately. Do not give a statement to any insurance company, including your own, as you may be hurting your case. At Balke & Williams, we have handled numerous uninsured motorist claims.


If you get into an accident with someone who has insurance, but whose policy limits are too low to compensate you fully for your injury, you may have an underinsured motorist claim against your own insurance company. To find out if you have an underinsured motorist claim, call Balke & Williams immediately. Do not make a statement to your insurance company or any other insurance company without speaking to a lawyer.

Call our Crystal Lake Office at (815) 585-4080 or our Chicago office at (312) 986-8063 to discuss your workers' compensation or personal injury case.

Our Office Locations

Chicago Office
542 S. Dearborn
Suite 310
Chicago, IL 60605
Phone: (312) 879-9536
Fax: (312) 986-8072
Map & Directions

Crystal Lake Office
330 W. Terra Cotta Avenue
Suite B
Crystal Lake, Illinois 60014
Phone: (815) 585-4080
Map & Directions

Warrenville Office
4320 Winfield Road
Suite 200
Warrenville, IL 60555
Phone: (312) 879-9536
Fax: (312) 986-8072
Map & Directions

Balke & Williams, are located in Crystal Lake and Chicago and serve clients throughout McHenry County, Lake County and Cook County, including Crystal Lake, Lake in the Hills, Waukegan, Grayslake, Arlington Heights and Highland Park, Illinois.

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